Our team is focused on providing proactive client centric service and advice, which has been gained from over 40 years of experience across a wide range of industries. This experience and expertise allows us to access specialist local and global insurance markets to ensure we provide our clients with the right advice and level of protection.

We acknowledge every organisation is unique and a true understanding of the intricacies that drive your industry is paramount to ensuring any insurance strategy is tailored to meet your specific needs. Our key practices are designed to provide complete confidence that our services are derived from a foundation of excellence and expertise gained through industry collaboration and research.

Higher Education

There is a range of well-publicised challenges facing the higher education sector in Australia. Key challenges include, domestic and international student numbers, research funding and voluntary redundancies, which are all contributing to the financial pressure institutions are currently facing.

Health & Aged Care

HMD has a unique understanding of the evolving demands of residents, regulatory requirements, and the growing list of risks Care facilities face. With this knowledge we’ve developed tailored risk management and insurance solutions to fit the exact needs of your organisation.


The Agribusiness sector represents one of the most important industries in the Australian economy, providing food and produce both domestically and internationally. Many Agribusinesses have seen significant rises in insurance premiums as a result of, an increase in both the severity and frequency of natural catastrophes, as well as major farm losses.

Golf Clubs

Operating a golf club, no matter how well you run your club, the possibility of a claim is a very real one. Be it a member, guest or volunteer suffering an injury, a golf buggy driven into a creak, or a storm causing significant damage to your greens, there are many incidents that can occur requiring the right insurance protection.


In conjunction with Scaffolding Assocation Australia (SAA), we have developed an exclusive Public Liability & Professional Indemnity scaffolding insurance solution (HighCover) to better protect the reputation and livelihood of SAA Members.

Real Estate

When it comes to deciding which insurance you need to take out, there are a wide range of options available to you, and deciding which ones you need isn’t easy. If you are a real estate agent, strata manager, landlord, or tenant, we are here to help you make a decision based on what’s right for you.


We believe the truest test of any broker/client relationship is the provision of a fast and efficient service should you need to make claim.