David McDonald

All Risk Insurance in construction is a type of insurance that covers a wide range of risks during a building project. It protects against damage to the construction site, materials, and equipment. This insurance is important because it helps ensure that projects can continue smoothly, even if unexpected problems occur. 

The construction industry has so many uncertainties, and one of the most significant uncertainties arises from latent conditions. These conditions can have a profound impact on construction projects, leading to delays, additional costs, and disputes. Understanding the key elements of a latent condition clause is essential for contractors, project managers, and stakeholders involved in construction contracts.

Latent conditions refer to hidden issues that may not be visible or obvious at first glance. These problems can exist in buildings, land, or structures and often become apparent only…

Contract Works Insurance is a type of insurance that protects builders and tradespeople while they work on construction projects. It covers the costs of repairs or redoing work if it…

Strata insurance services are essential for anyone living in shared properties like apartments or townhouses. These services protect the building and common areas from risks such as damage or liability…

Apartment living offers an array of conveniences and lifestyle benefits, but it also comes with its own set of responsibilities, especially when it comes to protecting your belongings. One essential…

When running a business, it’s important to understand the types of insurance you need. Two key types are public liability insurance and products liability insurance. Public liability insurance covers claims…

Public liability insurance is a crucial aspect of risk management for businesses operating in Australia. As concerns about liability claims continue to rise, understanding the cost of this insurance and…

When building or renovating a home, it’s important to think about construction insurance for homeowners. One type of insurance that many people may not know about is warranty insurance. This insurance helps protect homeowners from problems that can happen after construction is completed. It ensures that if there are major issues with the building, the homeowner can get help without facing huge costs.

When running a business, it is important to understand the types of insurance you might need. Two common types are professional indemnity and public liability insurance. While they both protect your business, they cover different risks. Knowing the difference between these two types of insurance can help you choose the right coverage for your needs. In this article, we will look at both types of insurances, what their differences are, and when you should use either of them.