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what insurance do i need for a strata unit

Building Insurance for a Strata Unit: What is strata insurance and building insurance and which do I need for a strata unit?

By Insurance Advice

When you own a strata unit, it’s important to understand what insurance do I need for a strata unit. Strata living comes with its own set of rules and responsibilities, especially when it comes to protecting your property. Unlike traditional homes, strata units are part of a larger building or complex, which means you need to consider both your individual unit and the shared areas. Having the right insurance can help protect your investment and give you peace of mind.

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Image of someone holding in form of two people | Who Pays Strata Insurance Deductible | HMD Insurance

Who Pays Strata Insurance Deductible?

By Insurance Advice

When it comes to strata insurance, many people wonder, “who pays strata insurance deductible?” This question is important for anyone living in a strata property, like an apartment or townhouse. The deductible is the amount of money that must be paid before the insurance company covers the rest of a claim.

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image of a piece of paper on a table with the phrase "professional indemnity insurance" on it | Cost of Professional Indemnity Insurance | HMD Insurance

How Much Does Professional Indemnity Insurance Cost?

By Insurance Advice

Professional indemnity insurance is a crucial protection for professionals who provide advice or services to clients. It covers the cost of legal fees and compensation if a client sues you for negligence, errors, or omissions in your work. But how much does professional indemnity insurance cost? The cost of professional indemnity insurance varies depending on factors such as your industry, the size of your business, and the level of coverage you need.

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What is Professional Indemnity Insurance in Construction?

By Directors & Officers and Management Liability

Professional indemnity insurance is a crucial component in the construction industry, providing essential protection for builders and professionals offering their services in the field. It is designed to safeguard individuals and companies against potential financial losses resulting from a breach of professional duty, omission, or errors in the provision of professional services or advice.

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Top Health Insurance Options For Gig Workers in the Gig Economy

By Directors & Officers and Management Liability

The gig economy has completely changed the way people work, offering flexibility and autonomy. However, this new way of working also brings unique challenges, particularly when it comes to health insurance. As a gig worker, you may not have access to traditional employer-sponsored health insurance, leaving you to navigate the complex world of individual health insurance plans.

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